CENTUM CAPITAL

Commercial Real Estate  ·  Debt & Equity

Capital, structured for the deal in front of you.

Centum Capital arranges debt and equity across the full stack — SBA, lines of credit, bridge, CMBS, and agency (Fannie Mae / Freddie Mac) — then structures it around how a specific acquisition, refinance, or sale-leaseback actually needs to close.

SBA 7(a) / 504 Bridge & CMBS Fannie Mae / Freddie Mac REIT Equity Partnerships
Sample Capital Stack Illustrative — CRE Acquisition
Sponsor Equity10%
Preferred Equity15%
Bridge / Mezzanine15%
Senior Debt60%
Every position is sourced and negotiated in-house — sponsor equity and preferred capital included — rather than assembled from a single lender's rate sheet.

Capital Solutions

One desk, the whole stack.

We place each program with the lenders and capital partners who actually compete for that risk — so the structure fits the asset, not the other way around.

Program
Use Case
Typical Advance
Term
SBA 7(a) / 504SBA
Owner-occupied CRE, practice & business acquisitions
Advanceup to 90%
Term10–25 yr
Line of CreditLOC
Working capital, portfolio & operating liquidity
AdvanceRevolving
Term12–36 mo
Merchant Cash AdvanceMCA
Same-day capital secured against future receivables
Advancevs. revenue
Term3–18 mo
Bridge LoanBRIDGE
Value-add, lease-up, or time-sensitive closings
Advanceup to 75% LTC
Term12–36 mo, IO
CMBSCONDUIT
Stabilized income property, non-recourse execution
Advanceup to 75% LTV
Term5 / 7 / 10 yr fixed
Fannie Mae / Freddie MacAGENCY
Multifamily acquisition, refinance & supplemental
Advanceup to 80% LTV
Term5–30 yr

Sectors & Asset Classes

Where the desk specializes.

Concentrated expertise in single-tenant net lease sale-leasebacks and industrial real estate, alongside institutional equity partnerships.

Sale-Leaseback

Dental Practices

Unlock the real estate equity built up under the practice while retaining full operational control through a long-term lease-back.

Sale-Leaseback

Veterinary Hospitals

Monetize owned clinic real estate to fund expansion, buy-outs, or de-novo growth without disrupting the practice.

Sale-Leaseback

Medical Spas

Recapitalize single- and multi-location medispa real estate at institutional pricing, structured around your lease terms.

Industrial Assetsbridge-to-perm, build-to-suit, and owner-user sale-leaseback financing across warehouse, flex, and manufacturing.
REIT Partnershipsjoint-venture equity and portfolio-level debt placement for institutional sponsors.

Acquisitions

We're buying — and we structure creatively.

Centum Capital sources single-tenant net lease and industrial properties directly from owners and brokers. When an all-cash offer isn't the right fit, we build the deal around what a seller actually needs.

01 Sale-LeasebacksSell the real estate, keep operating from it on terms you help set.
02 Seller FinancingCarry a note, take a preferred position, or structure an earn-out.
03 1031 & Off-MarketDirect, confidential outreach for owners not actively listing.

How It Moves

From first call to funding.

01

Introductory Call

We review the asset, the timeline, and what "creative" needs to mean for this deal.

02

Underwriting & Structuring

We build the capital stack — debt, mezzanine, and equity — around your constraints.

03

Term Sheet & Matching

Competing terms from lenders and capital partners suited to the specific risk.

04

Close & Fund

We stay at the table through closing, coordinating every party in the stack.

Why Centum

A brokerage built around structure, not a single product.

§1

Program-agnostic

We're not a bank with one box to fit you into — we place each deal with whoever actually competes for it.

§2

Both sides of the stack

Debt and equity, sourced and negotiated together, so the structure is coherent — not stapled from two conversations.

§3

Sector depth

Concentrated experience in practice-real-estate sale-leasebacks and industrial assets, not generalist coverage.

Start a Conversation

Bring us the deal — we'll bring the structure.

Whether you're financing an acquisition, monetizing owned real estate, or selling an asset, tell us where things stand and we'll respond with next steps.

Direct Line(212) 555-0100
OfficeNew York, NY